DHS scoring
Fairtile is a company partially owned by Betacom and enables businesses to overcome the complexity and shortcomings of the current credit paradigm, finding solutions to their most challenging issues.
We provide credit access to more people helping lenders to use new kinds of data to evaluate customers and borrowers to unlock the power of their data and enable their financial inclusion to get better services.
Operational Systems
Integrate key data-points captured by lenders during the acquisition process.
Profiling
Transform voice and text interactions in a source for new customers profiling.
Elaboration
Elaborate digital documents uploaded by the borrower as bills, contracts, payrolls and rents.
Instant Credit Scoring
We have created algorithms combining Digital Footprints, Human Science and Artificial Intelligence. We take a deeper look at the persons, their character, their mood, their social interactions and determine a personal profile towards financial relationships.
Identity Verification
Our Identity Verification helps companies improve conversion rates, comply with AML and KYC regulations and better detect fraud while delivering a definitive yes/no decision in seconds.
Improved processing
AI engines leverage PSD2 & Open Banking data combined with a wide set of digital footprints and information extracted from digital sources to automatically classifies incomes and expenses and use them to calculate the borrower’s affordability.
